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Steve Cook   steve@allhomebased.com   651-483-8300

IMPORTANT:  Ordering any of the credit reports/scores on this website do not  effect your credit score.  If you order a credit report yourself your score is NEVER effected.    I worked for the credit score company FICO (FairIsaac Company) for many years and know that your score will not go down if you order any of these credit reports.  

Your score DOES go down if you let someone else pull your credit report:
such as a bank, mortgage company, credit card company, cell phone company etc....  

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